Cardless ATM Withdrawal – How to Do Cardless Withdrawal from ATM in Nigeria
ATM Fingerprint Biometrics Cash Withdrawal Now Available in Nigeria
Cardless ATM Withdrawal – How To Withdraw Money From Nigerian Banks Without ATM Card
Are you aware that you may withdraw money from an ATM without using your ATM card? If you have no idea, it is possible. This article explains how to withdraw money from an ATM machine without using your ATM card.
The ‘Cash-on-the-Go’ (COTG) method is another name for cardless withdrawal. It uses the USSD call option to work through the Instant Banking service site. Most banks now allow this functionality to be used in banking applications as well.
It’s very cool to be able to withdraw cash from an ATM without having to use your ATM card since it minimizes the danger of losing or having your ATM card stolen. It is a cost-effective and intelligent method of banking and trade.
What Does ATM Cardless Withdrawal Works?
The code for quick banking from your bank. For instance, *737#.
The SIM card associated with that bank account.
A mobile phone
An app for banking (for banks that support)
You can’t merely withdraw money without first setting up an ATM card. The following is the method for withdrawing money from an ATM without using a card.
Use The Instant Banking Code To Contact The Bank.
You must use your phone to dial a series of numbers. Use the sim card that is linked to your bank account. It will not function if you use a sim card that is not linked to your bank account.
From bank to bank, the quick banking code differs. GT bank’s code is *737# while Access bank’s immediate banking code is *945#.
CHOOSE WIRELESS WITHDRAWAL AS AN OPTION.
Search for and choose ‘Cash-on-the-go’ or ‘Cardless withdrawal’ after dialing the code. Depending on the bank, the name may actually vary. Now, in the command bar, type in the number that goes with it and send it.
ADD ONE-TIME PIN
A one-time cashout PIN will be requested in the following dialogue box.
This is the PIN that you will use to make withdrawals.
Please remember the PIN!
Your account transaction PIN will not be used for this one-time transaction.
TYPE IN THE AMOUNT
The one-time banking PIN will be entered, along with the amount of money you wish to withdraw. Then a reference code will be sent to you through SMS a few seconds later.
WITHDRAWAL PROCEDURE
At this point, use the reference code provided to you to make withdrawals at the local ATM station or gallery.
IN NIGERIA, WHAT DO YOU NEED TO KNOW ABOUT CARDLESS ATM WITHDRAWAL?
Banks impose a minimum and maximum withdrawal restriction. Some are 20,000 Naira, while others are 30,000 and 40,000 Naira, respectively.
Some banks provide this feature through their mobile banking app.
This function is not available on all ATM machines.
To make this service more convenient, you can use an ATM located in a bank. Some banks enable you to use it at one bank and withdraw money from another.
HOW TO WITHDRAW FROM ALL NIGERIAN BANKS WITHOUT AN ATM CARD
As various banks have different means of withdrawing money wirelessly, the adage “different strokes for different people” applies. This article will teach you how to get cash without an ATM card.
Here is a list of all Nigerian banks where you may effortlessly do the operation.
- Citibank Nigeria Limited
- First Bank Nigeria Limited
- Zenith Bank Plc
- Guarantee Trust Bank Plc (GTBank)
- Access Bank Plc
- Sterling Bank Plc
- Union Bank Of Nigeria Plc
- Union Bank For Africa Plc (UBA)
- Wema Bank Plc
- Ecobank Nigeria Plc
Cardless ATM Withdrawal – How To Withdraw Money From Nigerian Banks Without ATM Card
CITIBANK Cardless ATM Withdrawal
Only using the banking app can you make a cardless withdrawal. This feature is not implemented via USSD code. To make a withdrawal from Citibank Nigeria Limited without using an ATM card, follow these instructions.
IN CITIBANK, HOW CAN I WITHDRAW WITHOUT AN ATM CARD?
Use the web portal or the Citibank banking app to request a cardless withdrawal.
Through the sim you used for registration, you’ll receive a one-time (OTP) PIN.
Use the OTP to withdraw money from any ATM.
CARDLESS ATM WITHDRAWAL FROM YOUR FIRST BANK
The First Bank of Nigeria Limited is a Nigerian commercial bank and financial services firm based in Nigeria. To set up and utilize the cardless withdrawal capabilities, you’ll need to follow the procedures outlined below.
IN THE FIRST BANK, HOW TO WITHDRAW WITHOUT AN ATM CARD
*848*Amount# is the number to dial. If you wish to withdraw 10,000 Naira, for example, the code is *848*10000#.
Fill in any other information that is necessary.
Enter the PIN for your account.
Select Send after creating a one-time 4-digit PIN (OTP).
A Paycode will be sent to the registered SIM via SMS by First Bank. You may also look for the PIN in your email.
Visit any ATM machine operated by First Bank.
Choose First Bank Cardless from the drop-down menu.
Enter your personal identification number (PIN) from your bank.
Fill in the four-digit OTP.
Enter the amount you’d like to take out.
Once you’ve entered your phone number, you’ll be able to withdraw your funds.
CARDLESS ATM WITHDRAWAL AT ZENITH BANK
You may simply withdraw money and utilize it without having to use your ATM card.
*966*60# is the number to dial.
To continue, select option 7.
Follow the on-screen instructions.
To finalize the withdrawal, go to the bank.
CARDLESS ATM WITHDRAWAL AT GTBank
How To Withdraw From GTB Without An Atm Card
Guaranty Trust Bank PLC (commonly known as GTBank or simply GTB) is a Nigerian multinational financial organization that provides its customers with online/internet banking, corporate banking, retail banking, investment banking, and asset management services.
For cardless withdrawals, Guarantee Trust Bank offers three distinct banking systems. These are some of them:
- USSD
- Internet banking
- Mobile banking
We’ll go through each of these stages in greater depth further down.
HOW TO USE INTERNET BANKING TO WITHDRAW WITHOUT AN ATM CARD FROM GTBANK
login to your online banking account.
Choose Account Transfers from the drop-down menu.
There are two choices. Cardless Withdrawal (GT-Rescue) and Paycode are the first and second options, respectively (Cardless withdrawal).
You may only withdraw money from a Guarantee Trust Bank ATM if you choose Cardless Withdrawal (GT-Rescue). You can withdraw cash from any other bank’s ATM if you choose Paycode (Cardless withdrawal).
After you’ve made your decision, GTB will provide you a form to fill out.
Your Name, Mobile Number (as registered with the account), Account to Debit, Terminal, Withdrawal Amount, and other information will be required on the form.
Enter your response to the secret question.
Submit the request after entering the GTB Token Code.
You will get a Reference Code from GTB, which will be used to complete the withdrawal.
HOW TO USE USSD GTBANK TO WITHDRAW WITHOUT AN ATM CARD
*737# is the number to dial.
Select 8 – Next Page from the drop-down menu.
Choose 1 – No-Credit-Card Withdrawals.
Choose one of the following options: 1 – GTBank or 2 – Other Bank.
Continue to Terminal if you choose 2 – Other Bank.
Select whether the terminal is an ATM or a POS.
Amount to be entered.
Enter the four-digit code.
Enter the 4-digit PIN that has been pre-programmed.
GTB will send you a reference code through SMS or email.
However, based on your choice, you’ll have to go to either the GTB ATM or the ATMs of other banks.
Do the following if you’re utilizing the Cardless Withdrawal (GT-Rescue) option:
On the ATM, press the Enter key.
Choose Cardless Withdrawal (GT-Rescue).
Input the Reference Code here.
To withdraw your money, enter the amount you want to withdraw and hit Enter.
If you use Paycode (Cardless withdrawal)
On the ATM, choose Paycode.
Fill in the Paycode that was sent to you.
Enter the PIN number that you set up in online banking.
Fill in the Amount.
Enter your PIN and withdraw your funds.
HOW TO WITHDRAW WITHOUT AN ATM CARD USING GT BANK’S MOBILE BANKING
Get the GTB app from the Google Play Store or the Apple App Store.
Create a new account or sign in to one you already have.
Select the Menu option from the drop-down menu.
Choose Cardless Withdrawal from the drop-down menu.
If you just wish to withdraw with GTB ATMs, click Cash Out (GTBank ATMs).
If you wish to withdraw money from other banks’ ATMs, click Cash Out (All ATMs & POS).
Complete the form and click Next.
Tap Done after entering your Token Code or 4-digit PIN.
An SMS will be issued with a Reference Code.
HOW TO WITHDRAW FROM UNION BANK WITHOUT AN ATM CARD
Follow the procedures below to make a cardless withdrawal from a union bank or other ATM.
*826# is the number to dial.
To produce a Paycode, follow the on-screen instructions.
Go to the nearest ATM machine.
Paycode should be chosen.
Enter the relevant information, such as the Reference code, the amount, and the OTP.
Take your money out.
CARDLESS ATM WITHDRAWAL AT THE STERLING BANK
This function is known as Dial4Cash on Sterling Bank. This is the next step to take.
*822*42# is the number to dial.
To establish a one-time PIN, follow the instructions on the screen (OTP).
To get a Reference Code by SMS, enter your transaction pin.
Go to the ATM machine that is closest to you.
To withdraw money, enter the Reference Code, the desired amount, and the OTP.
CARDLESS ATM WITHDRAWAL AT UBA
With operations in 20 African nations and offices in three global financial hubs, United Bank for Africa is Africa’s strongest and most resilient banking organization. You’ll be able to make a stress-free cardless withdrawal.
HOW TO GET MONEY WITHOUT AN ATM CARD IN UBA
*919*30*Amount# is the number to dial. If you’re withdrawing $12,000, for example, the code is *919*30*12000#.
Follow the on-screen instructions.
Create a code for a reference.
Go to any ATM location.
Paycode should be chosen.
Enter the Cashout code and the amount you want to withdraw. The total must match the amount you chose earlier.
Make a withdrawal.
WITHDRAWAL WITHOUT A CARD AT WEMA BANK
Without using your ATM card, you may simply withdraw money from an ATM machine.
WEMA BANK AND CARDLESS ATM WITHDRAWAL
Wema Bank now enables cardless withdrawals, which are becoming increasingly popular in Nigeria. Here’s how you can go about doing that.
Use your registered SIM card to dial *945*8*Amount#. *945*8*5000#, for example
A Cashout PIN must be entered.
Put the amount you’d want to withdraw in the box provided (it must not exceed 20,000 Naira).
A Reference Code from Wema Bank will be sent to you (Cash Out Code).
Complete the withdrawal at any ATM location.
Paycode should be selected.
Withdraw your money after entering the needed information.
CARDLESS ATM WITHDRAWAL AT ACCESS BANK
The Bank’s ATMs also include cardless capability, making it easier for non-bank clients to deposit and withdraw money without using a debit card.
IN ACCESS BANK, HOW TO WITHDRAW WITHOUT AN ATM CARD
This is how you can withdraw money from Access Bank without using an ATM card.
Dial *903# from your phone, then choose Withdraw Money.
On the following page, choose ATM Withdrawal.
On the screen, enter the amount of money you wish to withdraw.
Enter your PIN, which is four digits long.
Your registered sim will receive a reference code. Now take that PIN to the nearest ATM machine.
At the ATM, select the cardless withdrawal option.
On the screen, select Access Money.
Fill in the phone number associated with that account.
Re-enter the total amount of money.
Enter the Access Bank reference code that was emailed to you.
Continue to withdraw your funds by using the Continue button.
CARDLESS WITHDRAWAL AT ECOBANK
This is one of the country’s oldest banks, continuously in business and providing enhanced banking services to its clients.
HOW TO WITHDRAW IN ECOBANK WITHOUT AN ATM CARD
Ecobank does not accept USSD codes and only accepts cardless transactions through the Ecobank app. To withdraw money from Ecobank without an ATM card, follow these instructions.
From the Google Play Store or the Apple App Store, download the Ecobank app.
Create an account and log in to the app if you haven’t already. To continue, enter your account information in the Log in option if you have already registered.
Look for Xpress Cash and choose it.
Choose the ATM option.
If you have several Ecobank accounts linked to the app services, select your bank account.
An 8-degit Token will be created by Ecobank.
Go to the Ecobank ATM that is closest to you.
Choose Expresscash as your payment method.
Fill in the 8-digit Token that was created previously.
You’re done after you’ve entered the amount of money you wish to withdraw.